Stephen M. Hladik, Esquire, is a principal in Hladik, Onorato & Federman, LLP. Formerly a Deputy Attorney General in charge of the Harrisburg office of the Pennsylvania Bureau of Consumer Protection, Steve brings a broad range of experience to his mortgage foreclosure, bankruptcy, tax sale and UDAAP legal practice.
A graduate of the Pennsylvania State University, Steve’s interest in history and politics grew into a desire to study law while taking a constitutional law class, among others, as an undergraduate. Steve pursued and obtained his law degree from Widener University, with honors, where he was named Internal Managing Editor of the Law Review.
An Eagle Scout and New Jersey native, Steve gained significant expertise in lending law enforcement in the Pennsylvania Attorney General’s Bureau of Consumer Protection, handling UDAP, FDCPA, RESPA and TILA cases. Prior to joining Hladik, Onorato & Federman, LLP, Steve was the Pennsylvania managing attorney for one of the nation’s largest creditor’s rights firms, practicing mortgage foreclosure and bankruptcy law.
Steve routinely teaches Continuing Legal Education courses on mortgage law, bankruptcy law, title law, real estate tax sale law, FDCPA and CFPB regulations, and related lending law compliance issues. Steve also serves the mortgage servicing industry as the Chair of the Advisory Council of the Legal League 100 and having previously served as Vice Chair of the Advisory Council and Chair of the Government Affairs Committee of the Legal League 100. Steve also actively participates on various committees of the ALFN.
In addition to his legal practice, Steve was elected to three terms as a School Director on the North Penn School Board, and served as Chairman of the Finance Committee, where he oversaw implementation of a $225 million budget. Prior to service on the School Board, Steve was a member of the Towamencin Township Planning Commission for six years. Steve also served as the Vice President of the AKL Education Foundation and is currently the National President of the National Executive Council of Alpha Kappa Lambda Fraternity.
Steve is admitted to practice before the Supreme Courts of Pennsylvania, New Jersey, Colorado, New Mexico, and Michigan, the U.S. Court of Appeals for the Third Circuit and the U.S. District Courts for the Eastern, Middle and Western Districts of Pennsylvania, New Jersey, Colorado, New Mexico, and Puerto Rico. He is a member of the Montgomery County, Pennsylvania, New Jersey, Federal and American Bar Associations. Steve also served two terms as the Co-Chair of the Business, Banking and Corporate Counsel Committee of the Montgomery County Bar Association.
“Bringing a creative approach to issues and matters greatly benefits our clients and keeps my practice fresh and exciting.”